This is a Sponsored Post written by me on behalf of Coldwell Banker. All opinions are 100% mine.

If you remember, 2009 provided first time home buyers with tax incentives. The idea, of course, is to get our economy moving again, and with home prices at all-time lows, those who have been saving for that “it’s all mine!” home were (and still are) in a prime position. The government was set to help you into your first home.

2010 promises even more with the interesting news that there are 2010 Homebuyer Tax Credits available! And the best part is that these homebuyer tax credits now extend to help even more people (not just the first time buyer). Here is what’s new: (more…)

With our son just graduating high school, and many hundreds of thousands of kids across the country doing the same, I’m sure that money is on the minds of many and the question, “How are we going to pay for further education?”

Of course you want to do right by your child, which actually (hopefully) starts from the moment he or she was even conceived. While many of us have children too old to qualify, right now there is a huge event going on to help you plan for your little tike’s future.

Conforts for Baby (Comforts, not my misspelling) is holding a contest so you can put $10,000 in the bank for your child’s future!

Nutrition makes a huge difference, and while that may be a common sense thing to say, it is amazing to me that so few people, parents in particular, have a complete understanding of what (and how much) nutritional supplements are vital to your child’s growth. I know this because many moon’s ago, the prenatal vitamins recommended to me during development did not have nearly enough – just as an example – folic acid (vital for brain development). I took it upon myself to ensure the proper balance of vitamins and minerals my child would need to “come out” whole and healthy. And, he really is brilliant (fact not just parental pride) and a nice “kid” (adult yikes now) to boot.

Luckily, nowadays, I believe the manufacturers of baby formula are much more in tune and in touch with the nutritional requirements babies need. For instance, the Comforts brand baby formula ensures your newborn receives all the vitamins, nutrients, and minerals (including just the right touch of iron), for a healthy start to his or her first year on the planet.

They’ve taken into consideration the need for lipids DHA and ARA for visual and mental development. Comforts for Baby actually has gone so far as to ensure that choline, lactose, and other naturally occurring nutrients are part of their nutritious formula – all based on research around mother’s milk btw.

One scare you will not have to worry about is, “Is it safe?” Their formula manufacturing facility is located in the United States (no worries about imports from, say, China, thank goodness!). In fact they follow the FDA ISO 9001:2000-certified standards (how’s that for facts).

So getting back to the money part – the scholarship contest is available to new parents right now, for your child’s future when he or she graduates. Just think, with caution and prudence, how much that $10,000 will mean when your child steps up and is handed that high school diploma! I know the money would mean the world to us right now!

Kroger-owned grocery stores are sponsoring this scholarship contest to help fund your child’s upcoming college education. All you need to do is enter to win, and help them name their Firefly mascot – how easy is that?

Just be sure to visit the link above, fill out all the information required on the entry form, and (be creative!), include a name for their mascot (25 characters or less please).

You’ve got time to enter, but I’d encourage you to do it now – the contest closes July 31, 2009. The winner will be announced online after September 21, 2009.

For a complete set of eligibility rules, just click here. (For instance, your child must be under the age of 2, etc.)

Trust me, you want to go for these opportunities! We’ve waited way too long and we will be scrambling come Autumn to get our son into just a community college.

Don’t be stupid (like we were). Start by entering to win this $10,000 Scholarship today!

I received this email earlier in the day from my father. What do you think…? Personally I think it has a ton of merit:

This is from an article in the St. Petersburg Times Newspaper on Sunday. The Business Section asked readers for ideas on “How Would You Fix the Economy?”

Dear Mr. President:

Please find below my suggestion for fixing America’s economy.

Instead of giving billions of dollars to companies that will squander the money on lavish parties and unearned bonuses, use the following plan.

You can call it the Patriotic Retirement Plan:

There are about 40 million people over 50 in the work force.

Pay them $1 million apiece severance for early retirement with the following stipulations:

1) They MUST retire. Forty million job openings – Unemployment fixed.

2) They MUST buy a new American CAR. Forty million cars ordered- Auto Industry fixed.

3) They MUST either buy a house or pay off their mortgage – Housing Crisis fixed.

It can’t get any easier than that!

If more money is needed, have all members of Congress and their constituents pay their taxes…

Okay, it’s YOUR turn… so what do YOU think? Please comment!

I’ve been meaning to write this post for several days now, ever since I read an article in our Las Vegas Review Journal dated Monday, February 16th. In fact, it’s been sitting on my desk just waiting for the right moment to go from paper pile to post.

What really caught my attention was the headline, “Cultural differences: Economic values may explain why businesses owned by Chinese-Americans are faring well in the recession.”

We see all too often people pulling away from the very thing they should be doing during down times or slow times or tough times – especially online. The energy exerted to build a business is tamped down (or shut down) in the hopes that somehow, magically, sales will continue – in spite of no advertising or marketing.

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Here’s something that very well may (and should) change your perspective on “should I or shouldn’t I be advertising and marketing or even blogging?”

“The fortunes of a newspaper published out of a second-floor Chinatown Plaza office may give us insight into differing attitudes about money and ways of surviving tough economic times.

In a time when a 162-year-old national news chain such as the Tribune Co. file for bankruptcy protection, the Las Vegas Chinese Daily News is actually growing, fueled by an increase in advertising. The paper has gone from 16 to as many as 36 pages since printing its first copy five years ago.”

The article goes into further details by defining how different cultures view our current times; “…many Chinese business owners consider a time of economic stress a time to spend money on advertising.”

This advertising “outlook” is considered to be a definite separation of U.S. and Chinese cultures. Where the former sees nothing but doom and gloom when it comes to doing business, the latter are taking advantage of great rates and exceptional deals. These factors also attribute to the fact that over 20,000 valley residents of Chinese heritage are surviving the highest unemployment rates in a generation.

“Chinese attitudes about money include the notion of saving profits and growing slowly, instead of leveraging long lines of credit and expanding rapidly, several business owners said.”

Now here’s the best part, and what I’d really like you to come away with (having read this post… thank you):

“The Chinese rely more on what is known as a relational economy, compared to Americans, who function more in a “me economy.” The Chinese system is based more on, “I do something for you, you do something for me,” with everyone being on the same level.”

Sounds a lot like the Golden Rule applied with a fine paint brush to the art of keeping customers coming back by treating them right.

So if you’re asking yourself, “Is now a good time to slow down with my marketing and advertising?” we think it best to tell you the answer is no.

Recovering lost ground is costly.

Instead, plan and budget for an amount comfortable (and affordable) for you in today’s economy. Be it $10 or $1000, keep your business plans afloat and keep them growing.

We’ve said it before and we’ll keep on saying it. The internet waits for no man, woman, or child. Let up for even a tiny bit of time and your competitors are going to sweep right over you.

Your wise move is again budgeting. Keep your ads out there, continue investing your time and energy, too.

These rough times will not last forever, even if (in the moment) the light at the end of the tunnel doesn’t shine very brightly.

Stay on top of what you’ve been doing, and when the sunshine hits, you’ll be well positioned – ahead of your competition – in the months and years to come.

Today I’m going to reference you to a new forum that’s slow to get off the ground, but with enough interest who knows. It’s called Blogovela and while I just created an account there, and there’s no reason why you shouldn’t, do be advised that the activity on it at the moment is a tad on the slow side.

And speaking of slow, the economy isn’t getting any better (as we’re all aware) while the Republicans (sorry it’s true) play their frigging games – as the rest of us hang my our fingertips hoping the layoffs and business shutdowns and rising unemployment stop soon.

So with that in mind, I’d like to reference you to the newest post (as of this moment) over at our Solo Ad Explosion blog. It’s all about video games, cheats, consoles, etc., and also you’ll find information on how to get paid to play video games.

Steve has done such a great job explaining it all that I’ll let you take the quick trip over to discover if making money playing video games is up your alley or not. Even if it’s not for you personally, maybe (especially during these tough economic times) you’ve got kids that can help bring in a few bucks doing what they love to do anyway.

Definitely worth looking into… And while you’re at it, write to your Representatives, Senators, and The Whitehouse itself and tell them to get the show on the road for heaven’s sake!